Introducing Mercedes‑Benz Motor Insurance
A fully comprehensive monthly subscription policy designed for your Mercedes‑Benz to give you total peace of mind.
Mercedes‑Benz Authorised Repairs
Guaranteed repairs at a Mercedes‑Benz Authorised Repairer.
Genuine Parts
All repairs will be carried out using Mercedes‑Benz Genuine Parts – keeping your Mercedes‑Benz in the best condition.
Comprehensive cover
One of the highest levels of protection in the market with uninsured driver cover, UK accident recovery and many more included as standard.
Fully flexible
There's no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time.
Easy access
Set up and manage your policy anytime, anywhere. It takes only a few taps and changes are applied immediately with no need to wait or call.
No hidden fees
Make changes, renew, cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course.
Cover summary
Included as standard
- Guaranteed repairs at a Mercedes‑Benz Authorised Repairer Using Mercedes‑Benz Genuine Parts
- Use of a courtesy car whilst your car is being repaired
- Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
- Roof box cover up to £1,000
- 24 hour UK recovery in the event of an accident
- Replacement child car seats in the event of an accident
- 90 days' full policy cover in a 12-month period when you visit the EU
- Up to £1,000 cover for replacement vehicle keys and locks
- Cover for personal accidents involving the car up to £20,000 per person (up to a maximum of £60,000) and medical expenses related to a car accident up to £500
- Car contents and personal belongings cover up to £1,000
Included for your electric Mercedes‑Benz
In addition to our standard insurance features you'll also benefit from extended cover for your electric Mercedes‑Benz, whether this is pure-electric or plug-in-hybrid. We provide coverage to protect the battery, cables, home charger and trip hazards.
Battery cover
Your battery is covered against accidental damage, fire and theft – even if you're leasing it.
Charging cables & box
Your charging cables and wall boxes are covered for accidental damage, fire and theft.
Trip hazard
You're covered should someone trip over the charging cable while charging your car at home.
Optional extra cover
No Claims Bonus Protection
Allows you to make one claim in a 12-month period without reducing your No Claims Bonus.
Motor Legal Protection
Covers you for legal costs up to £100,000 when you're in a road traffic accident that wasn't your fault.
Excess Assist
Allows you to claim back your excess (compulsory and voluntary) following an accident, fire, theft or vandalism and you were at fault.
Key eligibility
Drivers
- Age: 19-90 (A-Class AMG models: minimum driver age of 27 years old; other AMG models: minimum driver age of 30 years old), subject to underwriting criteria
- UK residents only
- Full/provisional UK or full EU licence
- No more than three at fault claims in the past five years
- A maximum of three minor driving convictions in the past five years and no major convictions
- You or your spouse, partner or civil partner (not business partner) will be the main driver
- Policy must be taken out in an individuals name (not a company/business)
Vehicle
- Maximum vehicle age: 25 years
- Maximum vehicle value: £200,000
- Vehicle will be kept at your home address
- Social, Domestic and Pleasure (SDP), Social, Domestic, Pleasure and Commuting (SDP&C), SDP&C including Business Use (Class 1)
- Vehicle not used for Hire and Reward
Frequently asked questions
Who is Mercedes‑Benz Motor Insurance for?
Mercedes‑Benz Motor Insurance is designed by Mercedes‑Benz for Mercedes‑Benz owners wanting peace of mind and flexibility, whilst giving some of the highest levels of protection in the market.
Why should I take out Mercedes‑Benz Motor Insurance?
Unlike other providers, Mercedes‑Benz Motor Insurance guarantees the use of a Mercedes‑Benz Authorised Repairer Using Mercedes‑Benz Genuine Parts in addition to a range of market leading benefits – plus the flexibility to make changes, renew and cancel all without charges plus your price is guaranteed for 12 months, subject to no change.
Can I pay annually?
No – The new Mercedes‑Benz Motor Insurance offering is a perpetual monthly subscription policy paid for on a monthly basis – but don't worry, there are no additional costs for paying monthly and no interest charges.
Is it easy to make changes to my policy after I've activated it?
Yes – you can make changes online 24/7 including updating your details and adding or removing cover – any changes made are effective immediately and without any administration fees being charged.
Is it easy to cancel if I change my mind or sell my car?
Yes – you can cancel your cover online 24/7 without charge.
What happens at renewal?
Your price is guaranteed for 12 months until your policy anniversary (unless you make a change) – we will contact you prior to the policy anniversary to confirm your premium for the following 12 months so you can continue to benefit from Mercedes‑Benz Insurance.
Please read the policy wording for full terms, conditions, exclusions and excesses.
How to activate your cover
- You will need your current policy number to retrieve your quote.
- To save time, your quote will be pre-populated with information from your current policy.
- Please make sure you check the information we hold for you and any additional driver is accurate.
- You’ll be able to easily amend your quote and add or amend the cover to what you need. When you do this, you’ll instantly see how these changes affect your premium.
- Once you are happy, you can complete the process in a matter of minutes.